:root{--bg:#f6f8fa;--ink:#102033;--muted:#617080;--navy:#102b45;--teal:#187b76;--teal2:#e8f5f3;--line:#dfe6ec;--white:#fff;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;background:var(--bg);color:var(--ink);line-height:1.65}a{color:var(--teal);text-decoration:none}a:hover{text-decoration:underline}.container{width:min(var(--max),calc(100% - 40px));margin:auto}.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line)}.nav{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:10px;color:var(--navy);font-weight:850}.brand-mark{width:34px;height:34px;border-radius:9px;background:linear-gradient(145deg,var(--navy),var(--teal));display:grid;place-items:center;color:#fff;font-size:.8rem}.nav-links{display:flex;align-items:center;gap:22px;flex-wrap:wrap}.nav-links a{color:var(--navy);font-weight:650}.mobile-toggle{display:none;background:none;border:0;font-size:1.5rem}.hero{padding:86px 0 70px;background:linear-gradient(180deg,#fff,#eff6f7);border-bottom:1px solid var(--line)}.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:48px;align-items:center}.eyebrow{font-size:.82rem;text-transform:uppercase;letter-spacing:.13em;font-weight:850;color:var(--teal)}h1{font-size:clamp(2.6rem,5vw,4.8rem);line-height:1.02;letter-spacing:-.045em;margin:.22em 0 .28em;color:var(--navy)}h2{font-size:clamp(1.8rem,3.3vw,3rem);line-height:1.08;letter-spacing:-.025em;color:var(--navy)}h3{color:var(--navy);line-height:1.2}.lede,.intro{font-size:1.18rem;color:var(--muted)}.hero-card,.card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:24px}.hero-card{box-shadow:0 18px 45px rgba(16,32,51,.08)}.hero-actions,.article-nav{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 18px;border-radius:999px;font-weight:780;border:1px solid transparent}.btn-primary{background:var(--navy);color:#fff}.btn-secondary{background:#fff;color:var(--navy);border-color:var(--line)}.section{padding:76px 0}.section.alt{background:#fff}.center{text-align:center;max-width:820px;margin:auto}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:34px}.card p{color:var(--muted)}.kicker{color:var(--teal);font-size:.78rem;font-weight:850;text-transform:uppercase;letter-spacing:.08em}.split{display:grid;grid-template-columns:1fr 1fr;gap:34px}.callout{background:var(--teal2);border:1px solid #cce6e2;border-radius:18px;padding:24px}.article{max-width:850px;margin:auto;padding:58px 0 80px}.article h1{font-size:clamp(2.4rem,5vw,4rem)}.article h2{margin-top:2em}.article p,.article li{font-size:1.05rem}.note{border-left:4px solid var(--teal);background:#fff;padding:18px 20px;margin:24px 0;border-radius:0 12px 12px 0}.resource-strip{background:var(--navy);color:#fff}.resource-strip h2,.resource-strip h3{color:#fff}.resource-strip p{color:#dbe6ef}.resource-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.resource-card{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.15);border-radius:18px;padding:22px}.resource-card a{color:#fff;font-weight:800}.footer{background:#091827;color:#c8d3dd;padding:42px 0 28px}.footer a{color:#fff}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:26px}.small{font-size:.9rem;color:#83909d}.disclosure{font-size:.88rem;color:#8896a3;border-top:1px solid rgba(255,255,255,.12);padding-top:18px;margin-top:30px}
@media(max-width:900px){.hero-grid,.grid,.split,.resource-grid,.footer-grid{grid-template-columns:1fr}.nav-links{display:none}.mobile-toggle{display:block}.nav-links.open{display:flex;position:absolute;left:0;right:0;top:78px;background:#fff;border-bottom:1px solid var(--line);padding:20px;flex-direction:column;align-items:flex-start}}

.nav-links a.btn-primary,.nav-links a.btn-primary:hover{color:#fff}